I.  Definitions

1. "ResearchArchives.Com" means the electronic document retrieval system
    developed, owned and operated by BeardGroup, Inc. and Bankruptcy
    Creditors' Service, Inc.

2. "Site" means the Internet site identified by the URL

3. "Member" means each person who opens a membership account for access to and use of the ResearchArchives.Com Library.

II. Purpose

1. This Agreement sets forth the terms and conditions that apply to use of   ResearchArchives.Com by a Member. By registering, a Member agrees to comply with all the terms and conditions hereof. The right to use ResearchArchives.Com is exclusive to a Member and is not transferable to any other person or entity. A Member is responsible for ensuring that use of their membership account complies fully with the provisions of this Agreement. 

2. A Member is responsible for protecting the confidentiality of his or her password. 

3. ResearchArchives.Com has the right at any time to modify or discontinue any feature of its service, including, but not limited to, content and equipment needed for access and use.

III.  Terms Changes

1. ResearchArchives.Com shall have the right to modify the terms and conditions in this Agreement, or to impose new conditions, including, but not limited to, adding fees or charges for use. Such changes or additions shall be effective immediately upon notice, which may be given by posting on ResearchArchives.Com, or by electronic or conventional mail, or by any other means by which a Member obtains notice. Any use of ResearchArchives.Com by a Member after such notice shall be deemed to constitute acceptance of such modifications or additions.

IV. Disclaimer of Warranty; Limitation of Liability

1. Neither ResearchArchives.Com nor its affiliates or staff warrant that the Site will be uninterrupted and error-free; nor do they make any warranty as to the results that may be obtained from use of ResearchArchives.Com, or as to the accuracy and reliability of the documents posted on its Site. 

2. Materials posted at ResearchArchives.Com are provided on "as is" basis and without warranties of any kind, either express or implied.

3. A Member hereby acknowledges and agrees that ResearchArchives.Com is not liable for defamatory, offensive, or illegal conduct of other Members or their parties. 

4. Neither ResearchArchives.Com nor its affiliates or staff shall be liable, regardless of the duration, for any errors, inaccuracies, omissions, or other defects in, or untimeliness or unauthenticity of, the materials contained within ResearchArchives.Com, or for any delay or interruption in the transmission thereof to a Member.

5. A Member hereby acknowledges and agrees that he or she would not rely on the materials contained within ResearchArchives.Com for any purposes except as ResearchArchives.Com intended.

V. Termination

Either ResearchArchives.Com or a Member may terminate this Agreement at any time. Without limiting the foregoing, ResearchArchives.Com shall have the right to immediately terminate a membership account in the event of conduct by a Member which ResearchArchives.Com, in its sole discretion, considers to be unacceptable, or in the event of any breach by a Member of this Agreement. 

VI. Trademarks

1. No claim is made by ResearchArchives.Com to all copyrighted materials, trademarks and logos appearing on the materials posted on its Site. 

VII. Limited Right to Use

1.  A Member hereby acknowledges and agrees that he or she shall not prepare any derivative works from, or sell, lease, license, reproduce, republish, post, transmit or distribute by any medium the content on ResearchArchives.Com to any entity or individual without prior written consent.

VIII. Effective Date

1.  This Agreement shall be effective from the starting date of a
membership account.